What does a public insurance adjuster do?

You may be wondering, what does a public insurance adjuster do? The simplest answer: a public insurance adjuster works to get you the maximum settlement you deserve.

How exactly do they do this? That’s what we’re answering for you today.

Number One Advocate

Insurance companies don’t have your best interest in mind. They want to minimize risks and, more importantly, the claim payout. But a public insurance adjuster legally represents you during the claim process and works to maximize the value of your claim, with the goal of saving you both time and money.

Policy Experts

Most public insurance adjusters have experience working at insurance companies, so they are experts in the details and languages of insurance policies. So, while you may not understand all the intricacies of your policy, a public insurance adjuster will. This will put you on a level playing field with the insurance company.

Handling Claims and More

As soon as you hire a public insurance adjuster, they will take control of your claim. They will evaluate the damage, complete an inventory of all the damages and costs to repair, and submit the claim to the insurance company so you don’t have to. A public adjuster will assemble the claim from your perspective, capturing every dollar that you, or the insurance company’s adjuster, might miss if you did it on your own.

Many public adjusters also know contractors and other professionals that have the expertise you may need. They can connect you with those, which saves you time and stress.

Manage Communication

Talking to your insurance company can be a major headache. That’s why it’s beneficial to hire a public insurance adjuster. Public adjusters handle any and all communication with your insurance company. They will also negotiate any discrepancies that may come up within the claim or settlement. Insurance companies aren’t always quick to finish your claim so they can delay a payout. But when you hire a public adjuster, they make sure your claim remains a top priority for the insurance company and get it done as quick as possible.

Whether your residential, commercial, condo, or investment property has suffered a major loss, contact Action Public Adjusters today so we can help you get the settlement you need to get on with your life and business.