What to do if disaster strikes
You’ve just suffered a horrible loss to your house, business, condo or investment property. Now what? If you’re a homeowner you may be trying to organize your belongings, find proper shelter and make sure your family is okay. Business or condo owners may be trying to figure out how to keep your business running or how to keep tenants comfortable during the recovery. The last thing anyone will want to deal with is fighting with the insurance company.
First Things First
The first thing to do after a disaster is to notify your insurance company about what happened. protect any further damage from occurring. If possible, make any temporary repairs, such as boarding up windows or walls for your protection. Keep any bills or receipts from any repairs you made, as they can most likely be reimbursed to you. Remove any valuables and do not dispose of damaged items, even if your insurance company tells you to do so, these will be needed for your claim.
Contact a Public Insurance Adjuster
Your next step is to contact a public insurance adjuster to help you navigate the difficult claim process. Public adjusters are experts in insurance claims and their attention to detail can make all the difference in your payout. Many times, public adjusters will help you find contractors and other professionals to repair the damages saving you time and stress.
When you hire Action Public Adjusters, we will first secure and protect your property as well as assist in making arrangements for any temporary housing that may be needed. We will thoroughly examine your insurance policy to determine what is and is not covered so we can build a proper claim. And instead of those virtual exams that many insurance companies do today, we conduct a personalized, on-site exam of the damage and prepare a detailed list of the inventory that needs to be restored. There may be hidden damage that your insurance company's adjuster might miss; so, we ensure a complete and detailed inspection of all that was lost.
Benefits of Hiring a Public Insurance Adjuster
You may be thinking, do I really need a public insurance adjuster? Maybe you think the damage isn’t substantial enough or you think you can handle the claim on your own.
Filing an insurance loss claim is confusing, there are a lot of intricacies of policies that most people will not fully understand. When you hire a public insurance adjuster, you’re getting someone who fully understands all the ins and outs of insurance policies.
Insurance companies will take advantage of your lack of knowledge or will oftentimes see your claim as a lower priority. This means they will process it quickly or haphazardly, not giving you the full amount you deserve. A public insurance adjuster will make you the number one priority and fight for a just settlement.
Whether it was from a fire, flood, storm, or natural disaster, contact Action Public Adjuster today to get started on your claim. We will work with you throughout the entire process, communicating with the insurance company on your behalf so that you can get back to your daily life as quickly as possible.