When disaster hits: Protecting against mother nature

Natural disasters affect millions of people a year. From hurricanes, earthquakes, blizzards, and tornadoes, natural disasters are unpredictable and can vary in severity.

While you can’t control when a natural disaster hits, here are some basic steps you can take that might help limit the amount of damage when one occurs.

Get Proper Insurance

Many insurance policies will cover damage from ice, snow, wind, or fire. But most basic policies don’t cover certain damages caused by natural disasters. If you live in an area prone to natural disasters, you may want to consider upgrading your policy to obtain more coverage so that you are completely protected. Ensure that you have these documents accessible in case of an emergency, evacuation, or if your home suffers a total loss.

Reinforce Windows and Doors

You could board up your windows when strong wind and rain is expected, or install reinforced doors and windows that are specifically designed to hold up against hurricane-strength winds.

Remove Debris and Secure Outdoor Belongings

Hurricane or tornado winds can turn debris and outdoor furniture into extreme hazards to your home or building. When strong winds are expected, get rid of dead trees and loose limbs and bring in any outdoor furniture, when possible. If the furniture is unable to be moved indoors, secure it safely to the ground.

Know How To Turn Off Utilities

In the event of a tornado, earthquake, or hurricane, you’ll want to turn off your utilities to prevent any fires, floods, or gas leaks. It’s best to learn where the shutoffs are and how to turn each of them off before an emergency occurs.

You may never be fully prepared for a natural disaster to hit, but when one does, you can turn to Action Public Adjusters to help you restore your home, commercial building, condominium, or investment property back to its original state.