Working with a public adjuster on a claim

When filing an insurance claim, many people start by contacting their insurance agent and providing all the necessary information. In many cases, their next step is to call an insurance adjuster.

Unlike working with your insurance company’s adjuster, a public insurance adjuster works for you, the policyholder.

Revisit Your Insurance Policy and Document Damages

Thoroughly read your insurance policy to be sure you understand your rights and responsibilities as a policyholder. Make sure you have an understanding of what your insurance does and does not cover, the timeframe to file a claim, and any deductibles you may have to pay.

Be sure to take photos of everything and make copies of any important documents. This will make filing your claim easier because you will have all the damages documented and at your fingertips.

Filing A Claim With Your Public Adjuster

Most people do not know they can use a public insurance adjuster because their insurance provides an adjuster as part of their policy. If you decide to hire a public adjuster, involve them in the claims process as early as possible.

As soon as you hire a public insurance adjuster, they will take control of your claim. They will thoroughly examine the damages, complete an overview of all damages and costs to repair, and submit the claim to your insurance company.

The adjusters will review the claim with you before submitting it to the insurance company. The claim includes a report of the damages and the cost to repair them. Once the claim is submitted, the public adjusters will handle all communication, meetings, and negotiations with the insurance company.

A Settlement You Deserve

Action Public Adjusters guarantees to do everything in our power to get you the settlement you deserve. Once a settlement is agreed upon, you will receive your check to make the necessary repairs to your home.

The process of filing an insurance claim can be stressful, especially if you are going through it alone. Working with a public insurance adjuster on a claim can make the process easier and help you get the right settlement. If you are looking into hiring a public adjuster, contact Action Public Adjusters today. With over 25 years of public adjusting experience, we manage each case with care and attention to detail for each home, commercial, investment property, and condominium.